Life's biggest moments rarely announce their tax consequences in advance. These are the conversations we have with clients at each milestone — condensed into guides you can read in minutes.
The milestones we cover
- Getting married — filing status math, the (real) marriage penalty and bonus, name/SSA updates, and merging two financial lives cleanly.
- Buying a home — what's deductible and what isn't, points, PMI, and the records to keep from day one for the eventual sale.
- Welcoming a child — dependents, the Child Tax Credit, dependent-care accounts, and starting education savings the tax-smart way.
- Paying for college — 529 plans, education credits, and the coordination rules that trip up well-meaning parents.
- Divorce — filing status timing, dependents, the house, retirement splits via QDRO, and why the settlement's tax structure matters as much as its size.
- Approaching retirement — the catch-up years, Social Security timing, Medicare premiums (IRMAA), and required minimum distributions.
- Receiving an inheritance — stepped-up basis, inherited IRAs and the 10-year rule, and why the worst moves happen in the first 90 days.
- Losing a spouse — the filing-status transition, survivor benefits, and a gentle, ordered checklist for an overwhelming season.
A milestone on your horizon? The cheapest time to plan for it is before it happens. The consultation is free — let's talk.